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	<title>Learn About What A San Diego Short Sale Is</title>
	<atom:link href="http://sandiegoshortsaleblog.com/feed" rel="self" type="application/rss+xml" />
	<link>http://sandiegoshortsaleblog.com</link>
	<description>...So YOU Can Make An Informed Decision</description>
	<lastBuildDate>Sat, 16 Apr 2011 02:39:54 +0000</lastBuildDate>
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		<title>How Exactly Can You Stop Foreclosure in San Diego?</title>
		<link>http://sandiegoshortsaleblog.com/how-exactly-can-you-stop-foreclosure-in-san-diego</link>
		<comments>http://sandiegoshortsaleblog.com/how-exactly-can-you-stop-foreclosure-in-san-diego#comments</comments>
		<pubDate>Tue, 08 Mar 2011 04:17:32 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[San Diego Loan Modification]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=196</guid>
		<description><![CDATA[So you’ve gotten a certified letter from your lender’s servicer stating you have 3 weeks until the bank repossesses your home. You’ve been fighting with them, arguing with them, pleading with them and being patient with them. They sound like ungrateful kids don’t they? Unfortunately, words aren’t going to do much for you in this [...]]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/how-exactly-can-you-stop-foreclosure-in-san-diego/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are San Diego Loan Modifications Worth Pursuing?</title>
		<link>http://sandiegoshortsaleblog.com/are-san-diego-loan-modifications-worth-pursuing</link>
		<comments>http://sandiegoshortsaleblog.com/are-san-diego-loan-modifications-worth-pursuing#comments</comments>
		<pubDate>Wed, 02 Mar 2011 19:07:33 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[San Diego Loan Modification]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=174</guid>
		<description><![CDATA[Loan modifications as options for homeowners to stay in their home and avoid foreclosure are rapidly losing their luster. Seems like banks are placating the public with just “the option”, but realistically and factually, they do not make money with modifications and have no interest in permanently modifying their loan.  If the past serves as [...]]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/are-san-diego-loan-modifications-worth-pursuing/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>San Diego Short Sale &#8211; How to Get the Best Possible Deal from Your Bank</title>
		<link>http://sandiegoshortsaleblog.com/san-diego-short-sale-triage</link>
		<comments>http://sandiegoshortsaleblog.com/san-diego-short-sale-triage#comments</comments>
		<pubDate>Sun, 27 Feb 2011 03:17:50 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=163</guid>
		<description><![CDATA[Taking a short sale listing involves a little bit of triage just like the kind of triage that’s done at the emergency room. When a homeowner calls me, I ask a number of questions about the property (Is it owner-occupied? When did you obtain the loan? What is the balance on the first mortgage?).  Then, [...]]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/san-diego-short-sale-triage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FREE Short Sale Webinar Geared Toward HELPING Distressed San Diego Homeowners</title>
		<link>http://sandiegoshortsaleblog.com/free-short-sale-webinar-geared-toward-helping-distressed-san-diego-homeowners</link>
		<comments>http://sandiegoshortsaleblog.com/free-short-sale-webinar-geared-toward-helping-distressed-san-diego-homeowners#comments</comments>
		<pubDate>Mon, 13 Dec 2010 21:10:05 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[webinar]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=137</guid>
		<description><![CDATA[When confronted with this situation, it can’t be easy, but you can make the RIGHT decision when you have all the relevant information.  Another thing we discuss is how to take care of the client after completing a short sale.]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/free-short-sale-webinar-geared-toward-helping-distressed-san-diego-homeowners/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Get Ripped Off Seeking San Diego Foreclosure Help!</title>
		<link>http://sandiegoshortsaleblog.com/dont-get-ripped-off-seeking-san-diego-foreclosure-help</link>
		<comments>http://sandiegoshortsaleblog.com/dont-get-ripped-off-seeking-san-diego-foreclosure-help#comments</comments>
		<pubDate>Fri, 17 Sep 2010 22:31:31 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Legal Counsel]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[legal counsel]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[san diego]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=103</guid>
		<description><![CDATA[So you haven’t been able to make your mortgage payments and all of a sudden your bank sends you “notice of trustee sale” telling you that your property will be going into auction in a few months.

You’re going to need help, fast.

So, go check your mailbox, what will you find?]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/dont-get-ripped-off-seeking-san-diego-foreclosure-help/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>San Diego Foreclosure &amp; Bankruptcy Attorney Review</title>
		<link>http://sandiegoshortsaleblog.com/san-diego-foreclosure-bankruptcy-attorney-review</link>
		<comments>http://sandiegoshortsaleblog.com/san-diego-foreclosure-bankruptcy-attorney-review#comments</comments>
		<pubDate>Wed, 01 Sep 2010 16:15:10 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Legal Counsel]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[legal counsel]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[san diego]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=65</guid>
		<description><![CDATA[When looking for legal representation, it is imperative that you use a “qualifying standard” before hiring that attorney, or you could find yourself in more debt than before you started!]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/san-diego-foreclosure-bankruptcy-attorney-review/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the Credit Impact of a San Diego Short Sale or Foreclosure?</title>
		<link>http://sandiegoshortsaleblog.com/what-is-the-credit-impact-of-a-san-diego-short-sale-or-foreclosure</link>
		<comments>http://sandiegoshortsaleblog.com/what-is-the-credit-impact-of-a-san-diego-short-sale-or-foreclosure#comments</comments>
		<pubDate>Mon, 30 Aug 2010 14:49:34 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=57</guid>
		<description><![CDATA[One of the frequent questions I’m often asked is “how exactly does a Short Sale or Foreclosure affect my credit?”  Unfortunately, there is no exact answer, but I can provide is a “range” of consequences of each action (or in the case of foreclosure, inaction) and a possible solution after the transaction (or eviction) is completed.]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/what-is-the-credit-impact-of-a-san-diego-short-sale-or-foreclosure/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware of San Diego Foreclosure Scams</title>
		<link>http://sandiegoshortsaleblog.com/beware-of-san-diego-foreclosure-scams</link>
		<comments>http://sandiegoshortsaleblog.com/beware-of-san-diego-foreclosure-scams#comments</comments>
		<pubDate>Thu, 26 Aug 2010 00:27:20 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Legal Counsel]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[legal counsel]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=54</guid>
		<description><![CDATA[As if on cue, the scammers pop out of the woodwork in a distressed situation.  Here are some tips to avoid these scammers.  If you reading this website, then you, or someone you know, is in some stage of distress concerning your home.  Proceed with caution and always go over everything with your Realtor before moving forward.]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/beware-of-san-diego-foreclosure-scams/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do Can I Best Mitigate a Short Sale “Deficiency Judgment” If I Am Not Protected By CA Foreclosure Laws?</title>
		<link>http://sandiegoshortsaleblog.com/how-do-can-i-best-mitigate-a-short-sale-%e2%80%9cdeficiency-judgment%e2%80%9d-if-i-am-not-protected-by-ca-foreclosure-laws</link>
		<comments>http://sandiegoshortsaleblog.com/how-do-can-i-best-mitigate-a-short-sale-%e2%80%9cdeficiency-judgment%e2%80%9d-if-i-am-not-protected-by-ca-foreclosure-laws#comments</comments>
		<pubDate>Tue, 24 Aug 2010 06:33:29 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[deficiency judgments]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[promissory notes]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=50</guid>
		<description><![CDATA[Last post, I reviewed whether or not a deficiency judgment could be levied against a distressed homeowner if they did a short sale or entered foreclosure.  Now we are going to explore how to best mitigate a “Deficiency Judgment” situation; a situation that you will have to deal with whether you do a short sale (recommended, see “Short Sale” tab above) or if you lose a home to foreclosure if you are not protected by CA law (See previous post for details).]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/how-do-can-i-best-mitigate-a-short-sale-%e2%80%9cdeficiency-judgment%e2%80%9d-if-i-am-not-protected-by-ca-foreclosure-laws/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>San Diego Short Sale “Promissory Notes” and California Foreclosure “Deficiency Judgements”: How Much Will YOU Owe YOUR BANK After a SHORT SALE VS FORECLOSURE?</title>
		<link>http://sandiegoshortsaleblog.com/san-diego-short-sale-promissory-notes-and-foreclosure-deficiency-judgments</link>
		<comments>http://sandiegoshortsaleblog.com/san-diego-short-sale-promissory-notes-and-foreclosure-deficiency-judgments#comments</comments>
		<pubDate>Wed, 18 Aug 2010 18:14:14 +0000</pubDate>
		<dc:creator>Vince Salinas</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[deficiency judgments]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Promissory Note]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://sandiegoshortsaleblog.com/?p=45</guid>
		<description><![CDATA[Every homeowner looking at the short sale option to avoid foreclosure should be asking the following question: “When doing a short sale, will I have to pay the bank back the difference between what the home sold for and what I owe?”  The answer is both yes and no, depending on the situation. ]]></description>
		<wfw:commentRss>http://sandiegoshortsaleblog.com/san-diego-short-sale-promissory-notes-and-foreclosure-deficiency-judgments/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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